The Loans Suite

Why choose us?

The Loans Suite offers home buyers a choice of home loan products and services. We have been processing loans for over 20 years and we’ve helped thousands of Australians find a suitable mortgage. 

We are not biased towards any particular lenders and are only committed to finding and securing you the best loan. We care about your situation and have the expertise to find you the best financial solution.

We are friendly, efficient and informative with a wealth of industry knowledge to share with you and will help take the pain out of the experience so you can enjoy the excitement of one of the biggest investments you will ever make.


Get in touch 

Let us help you get into a better financial position, we are happy to help out wherever you are.

Meet the team


karlie scharfenberg

Mortgage Broker - Managing Director 

Phone 0406 870 080

Karlie started The Loans Suite in 2016 at which time she left the banking career that she learnt her financial skills. Karlie saw a gap in the finance work and wanted to provide a service to her clients because she cares about their well-being and making sure the right product choice is made for them instead of a quick sale.  

Karlie  is known for being genuinely invested in the families and individuals she works with. Whether it’s First Home Buyers, refinance or acquiring a home, or looking after her team to ensure they love coming to work each day – Karlie puts people first above all else. 

Having completed her Cert IV & Diploma of Finance & Mortgage Broking Management, as well as an active Justice of the Peace, Karlie has over 20 years financial experience. 

Karlie specialises in Residential and Commercial Lending including Car & Equipment Finance and Self Managed Super Fund Lending.

DKCKZ Pty Ltd Abn 56 168 090 855, an Authorised Credit Representative 477350, of Specialist Finance Group, Australian Credit Licence 387025



DANIEL HOEGEL - Sydney West  

Residential & Commercial Mortgage Broker

Phone 0400 395 538

Dan is based in the Sydney HQ for The Loans Suite and has a unhealthy obsession with the good old Penrith Panthers team and supporting his community.

Daniel has completed the Certificate IV in Financial services & Mortgage Broking and loves that he is now able to be working in his community and assisting clients with their first home purchases, new cars and upgrading houses or finding better interest rates!! 

Daniel will go above and beyond for all expectations for his clients and always ends with the wow factor... 

ABN 23 368 872 492, an Authorised Credit Representative 501763, of Specialist Finance Group, Australian Credit Licence 387025




Lee Conquest - Southern Highlands

Residential & Commercial Mortgage Broker

Phone 0408 490 523

When it comes to fulfilling wishes – whether it be purchasing your first home, upgrading your home to accommodate a growing family, buying your very first investment, or preparing to retire and sell to establish financial freedom - Lee is the fairy godmother of finance.

Lee is easily one of the friendliest and warmest people you will meet. She deeply cares about helping others and prides herself on a personalised, attentive approach for all clients. 

Lee is fortunate to call the Southern Highlands her home and loves travelling the beautiful countryside visiting clients.  Having lived in many of the local towns and villages, she has a wealth of local knowledge that benefits her clients.

Having completed her Cert IV & Diploma of Finance & Mortgage Broking Management, as well as an active Justice of the Peace, Lee has over 23 years financial experience. 

ABN: 25 582 973 451, an Authorised Credit Representative 477265 of Specialist Finance Group, Australian Credit Licence 387025





Residential & Commercial Mortgage Broker

Phone 0412 235 828

Ben can do anything…. Loves the coast and lives in Merimbula (Gods Country) and believes in Surf, Sand, and Solutions and a little bit of Golf.

Ben has a background in Commercial banking with a solid career in ANZ as an award winning Senior Relationship Manager who always was able to come up with the right solution for the client.

“Its all about finding the right solution and caring about the person at the end of the process that matters, when you have that connection you are more than half way there”

Ben has an ability to resonate with everyone at the end of the day and whether you are a commercial client, achieving your dream home or purchasing that shiny toy he is real, he is direct, he is the kind of guy who you will not forget.

BEPA Finance Pty Ltd ABN 39 630 903 276, an Authorised Credit Representative 514465 , of Specialist Finance Group, Australian Credit Licence 387025



Sam Totakil - SYDNEY WEST

 Residential & Commercial Mortgage Broker

Phone 0451 136 051

Sam, our mobile Mortgage Broker is based in Sydney HQ for The Loans Suite. He is overly excited when it comes to buying a house. He uses this excitement and energy to help clients buy their first home or investment properties. He puts in a lot of work with various lenders to find the best suitable deal for his clients. He is more then happy to assist clients with refinancing, buying a new car or taking out a personal loan. Being a mobile Mortgage Broker, he is not restricted to meeting clients at a place of their choice.  

Certificate IV in Financial services & Mortgage Broking I ABN 21 223 622 403 I Authorised Credit Representative of Specialist Finance Group (SFG) 42176 I Australian Credit Licence 387025



Emma O'Mara - Loans & Office Manager

 Office Manager, Loan Processor, Team Coordinator

Phone 0405 068 177

Emma has been with the The Loans Suite family since early 2018. A dynamic and talented team player whose interest in finance landed her a position in the team as a Loans Processor.

Emma came to the our team multi skilled having worked in the banking industry for 8 years. A down to earth, yet fiercely determined woman who goes above and beyond for clients. Her attention to detail, open mindset and willingness to succeed cements her value within the team and we are looking forward to working with her and are sure you will be too!